<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/55">Id82</a> said:</span> Health insurance is needed if there's an emergency. Getting into an accident, a sudden freak sickness comes about if you need to go to a hospital and you don't have insurace they won't take care of you. If you get a sudden freak sickness its not like you can call insurance companies up to cover you because they won't. They don't want to give you insurance if you're sick. Not until 2014 when obama's health plan goes into full effect, and insurance companies can't deny you anymore.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/38">amaron</a> said:</span> <span style="font-size: 11px; color: #959595;">Sanna said:</span> <span style="font-size: 11px; color: #959595;">Darth Howie said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie. The truth, it's all in this paragraph. I work two retail jobs and I have no choice but to live at home with my parents because I can't even earn enough money to save, much less barely pay my bills. --One of them is my stupidly expenisve health insurance which is $178 a month that doesn't include eye or dental. Just regular doctors visits. Health insurance is a fucking racket, if you ask me. But that's for another thread-- Granted I only have two assciate degress, but you'd think with some sort of education I could find a job that would pay me higher than $7.25 an hour, right? No, not so much. So, yeah, if people with masters degrees are having trouble find decent work (One of my friends had to move out of state just to find a job in her field, pretty sad), what hope is there for me? And I'm hesitant to go back into school in fear of being in debit forever and having no hope for my sad excuse for a life.Free health care and education is sounding pretty damn good to me at the moment. There's plenty of hope, if you have any type of skill at all.I've finished two community college classes, never taken a SAT test, but since I know AutoCAD I've had a job since I was in High School in 1996.But, to be honest, you really might need to leave NC if you want to actually make money. Your cost of living is low, so you'll never be paid anything more than what the company can legally get away with paying you.I'm not trying to be a dick, but why bother with health insurance if you're healthy? Most if not all doctors charge a whole lot less than $178 for each visit. I wish I could go without and save the $780 a month I pay for it.
<span style="font-size: 11px; color: #959595;">Sanna said:</span> <span style="font-size: 11px; color: #959595;">Darth Howie said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie. The truth, it's all in this paragraph. I work two retail jobs and I have no choice but to live at home with my parents because I can't even earn enough money to save, much less barely pay my bills. --One of them is my stupidly expenisve health insurance which is $178 a month that doesn't include eye or dental. Just regular doctors visits. Health insurance is a fucking racket, if you ask me. But that's for another thread-- Granted I only have two assciate degress, but you'd think with some sort of education I could find a job that would pay me higher than $7.25 an hour, right? No, not so much. So, yeah, if people with masters degrees are having trouble find decent work (One of my friends had to move out of state just to find a job in her field, pretty sad), what hope is there for me? And I'm hesitant to go back into school in fear of being in debit forever and having no hope for my sad excuse for a life.Free health care and education is sounding pretty damn good to me at the moment.
<span style="font-size: 11px; color: #959595;">Darth Howie said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/17">Southern Comfort</a> said:</span> We could be living in a utopia right now if people weren't so goddamned shortsighted and greedy, and built institutions that enshrined shortsightedness and greed. It's a flaw in the human race, and why I'm ready to call it quits with humanity.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/27">Sanna</a> said:</span> <span style="font-size: 11px; color: #959595;">amaron said:</span> <span style="font-size: 11px; color: #959595;">Sanna said:</span> <span style="font-size: 11px; color: #959595;">Darth Howie said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie. The truth, it's all in this paragraph. I work two retail jobs and I have no choice but to live at home with my parents because I can't even earn enough money to save, much less barely pay my bills. --One of them is my stupidly expenisve health insurance which is $178 a month that doesn't include eye or dental. Just regular doctors visits. Health insurance is a fucking racket, if you ask me. But that's for another thread-- Granted I only have two assciate degress, but you'd think with some sort of education I could find a job that would pay me higher than $7.25 an hour, right? No, not so much. So, yeah, if people with masters degrees are having trouble find decent work (One of my friends had to move out of state just to find a job in her field, pretty sad), what hope is there for me? And I'm hesitant to go back into school in fear of being in debit forever and having no hope for my sad excuse for a life.Free health care and education is sounding pretty damn good to me at the moment. There's plenty of hope, if you have any type of skill at all.I've finished two community college classes, never taken a SAT test, but since I know AutoCAD I've had a job since I was in High School in 1996.But, to be honest, you really might need to leave NC if you want to actually make money. Your cost of living is low, so you'll never be paid anything more than what the company can legally get away with paying you.I'm not trying to be a dick, but why bother with health insurance if you're healthy? Most if not all doctors charge a whole lot less than $178 for each visit. I wish I could go without and save the $780 a month I pay for it. I'm not that healthy. I have GERD. I take nexium daily. I have poor eye sight and I need three wisdom teeth surgically removed, but I'm putting that off since they don't cause me pain and I can't afford to pay for that out of pocket.I don't exactly want to move out of state, but I definitely want to move out of my town. But I'm kinda stuck if I can't find a job that would pay me high enough to save up. :|
<span style="font-size: 11px; color: #959595;">amaron said:</span> <span style="font-size: 11px; color: #959595;">Sanna said:</span> <span style="font-size: 11px; color: #959595;">Darth Howie said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie. The truth, it's all in this paragraph. I work two retail jobs and I have no choice but to live at home with my parents because I can't even earn enough money to save, much less barely pay my bills. --One of them is my stupidly expenisve health insurance which is $178 a month that doesn't include eye or dental. Just regular doctors visits. Health insurance is a fucking racket, if you ask me. But that's for another thread-- Granted I only have two assciate degress, but you'd think with some sort of education I could find a job that would pay me higher than $7.25 an hour, right? No, not so much. So, yeah, if people with masters degrees are having trouble find decent work (One of my friends had to move out of state just to find a job in her field, pretty sad), what hope is there for me? And I'm hesitant to go back into school in fear of being in debit forever and having no hope for my sad excuse for a life.Free health care and education is sounding pretty damn good to me at the moment. There's plenty of hope, if you have any type of skill at all.I've finished two community college classes, never taken a SAT test, but since I know AutoCAD I've had a job since I was in High School in 1996.But, to be honest, you really might need to leave NC if you want to actually make money. Your cost of living is low, so you'll never be paid anything more than what the company can legally get away with paying you.I'm not trying to be a dick, but why bother with health insurance if you're healthy? Most if not all doctors charge a whole lot less than $178 for each visit. I wish I could go without and save the $780 a month I pay for it.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/117">CaButler</a> said:</span> Dh: The reason that the Presdient can't really do much that he wanted is that Congress is blocking him, only because he's a democrat working with a republican controlled congress.But I do agree about the war thing, but to play devil's advocate slightly, it is pretty hard to pull out of the nations we're in without leaving them with something stable to work with.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/1">Dh</a> said:</span> <span style="font-size: 11px; color: #959595;">Southern Comfort said:</span> We could be living in a utopia right now if people weren't so goddamned shortsighted and greedy, and built institutions that enshrined shortsightedness and greed. It's a flaw in the human race, and why I'm ready to call it quits with humanity. I seriously believe the only way to save America is for a major revolution to take place. By that, I mean the civlians take up arms and overthrow the government like our constituion was designed to allow.
<span style="font-size: 11px; color: #959595;">Southern Comfort said:</span> We could be living in a utopia right now if people weren't so goddamned shortsighted and greedy, and built institutions that enshrined shortsightedness and greed. It's a flaw in the human race, and why I'm ready to call it quits with humanity.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/69">Murasame</a> said:</span> Forgive me if I'm wrong, but from what I've read, the government loans aren't particularly useful if you want to buy books n' shiz, merely pay tuition. It's the private loans that everyone goes for, because they're easy to get, and the money isn't purely for tuition. As a result >>>>> number of private loans than government loans. Right? Am I reading the situation right?
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/59">Monetary Dragon</a> said:</span> Magicjewel, some thoughts, many of which are only loosely related to loan forgiveness:Why do you think that medical school is so expensive? I work at one, and I can’t really figure it out. The students are taught by MDs and PhDs (for the first couple years at least, before they start clinical rotations, which themselves seem like they should be inexpensive outside of insurance issues), not unlike any normal college. I can’t really understand the disparity.
Are you MD/PhD? At my institution, the MD/PhD students do not pay tuition for medical school. And why do you want to do both clinical practice and research? I know that it is technically possible to do both, as I’ve met a tiny handful of people who either do or probably will be able to do it, but as a whole I feel like the MD/PhD ‘idea’ is some sort of trick, that you only have one life to live, and that you should figure out what you want to do with that one life you have. Being a good physician and a good scientist are almost mutually exclusive (the exceptions being the phenomenal genius perfect people).
A medical student working in my lab tells me that half of the people in her class will graduate with no debt. The implication, of course, is that *many* (if not most) of the current crop of medical students come from very rich backgrounds. This is unfortunate, since something like getting an MD should be merit-based and not decided by social class. But that might simply be, unfortunately, the way it is. (And the fact that many of the students are independently wealthy only helps boost medical school costs, because the students can afford it, helping perpetuate the cycle).
After college I had to decide between microbiology and philosophy and I chose microbiology in large part due to financial/employment considerations. You sort of need to be independently wealthy to go into philosophy as a career.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/100">Darth Howie</a> said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/48">Call</a> said:</span> Deferment until your education starts earning its keep? I believe even this idea to be flawed. Many graduates go into fields where there is little to no earning potential. What if they graduate, figure out that their $100,000 liberal arts degree (no offense meant to anyone) isn't going to earn them untold riches, and decide that they're just never going to pay their loans back? I have a journalism degree, and only after I took a job outside that discipline was I able to effectively pay off my loans.
