<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/48">Call</a> said:</span> I'm pretty certain medical expenses and student loans are not included in bankruptcy proceedings.Forgive student loans? Hell, no. It's a loan. You agreed to borrow money. You agreed to pay it back. Forgive my car loan. Forgive my mortgage. Forgive my credit cards. No one forced you to go to college, and no one forced you to take a loan out to do so. Lower interest rates or lengthen the time allowed to pay them back, but to simply forgive them...No. Crono has the right of it.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/48">Call</a> said:</span> I'm pretty certain medical expenses and student loans are not included in bankruptcy proceedings.Forgive student loans? Hell, no. It's a loan. You agreed to borrow money. You agreed to pay it back. Forgive my car loan. Forgive my mortgage. Forgive my credit cards. No one forced you to go to college, and no one forced you to take a loan out to do so. Lower interest rates or lengthen the time allowed to pay them back, but to simply forgive them...No. Crono has the right of it.I paid back every cent of my loans at $300 a month. That was money I could have put toward the economy, or my first house. I took a $27,000 loss on my home when I finally sold it after paying two mortgages for three years. I was locked into a depressed neighborhood where home values crashed in 2007. No one came forward to help me out. That $300 I was putting toward my student loans could have helped me to a house in a better neighborhood when I was starting out, someplace I might have stayed and avoided selling out in a poor market.Student loans are a burden. I know it first hand. But like with any loan, if you feel you might not be able to pay it back, it's better not to accept the money in the first place. A cheaper college, a more realistic goal, a better-paying degree...when you sign the papers, it's your responsibility, no matter what your current situation might be.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/121">Kal</a> said:</span> I don't necessarly agree that loans should just be forgiven left and right but it also seems very unfair to me that you should choose an education based on wether you can pay for it or not.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/88">Milky Ore</a> said:</span> <span style="font-size: 11px; color: #959595;">Kal said:</span> I don't necessarly agree that loans should just be forgiven left and right but it also seems very unfair to me that you should choose an education based on wether you can pay for it or not. I really don't see where the confusion is with this. Everyone has a chance to take student loans. Hell, they're practically given out like candy. And maybe that's the problem. People (not everyone) takes the loans because they're free "now" money and aren't necessarily investing it in their future. They stay in school as long as possible because it's easier than working. They choose a major or profession that's far too demanding than what they're prepared to work for and only make it halfway. (Note the US higher education dropout rate for very popular majors, like bio/med, law, CS.) To me, there are two ends of the bargain. These people are getting loans because they're EXPECTED to get knowledge, and then use that kowledge. But there's no way for a school to enforce that. To me, forcing them to pay back the loan is the only way to enforce that they're just willying around with free money.Because people will do it. For every hard worker like MJ that would love to contribute more to this world and would be able to with loan forgiveness, I'm sure there's many more that would be like "Free college? Fuck yeah!" and continue to play Halo and smoke bongs every night.(Not that those two activities are necessarily bad things. Just want to note that before someone jumps on my argument ad hominem )
<span style="font-size: 11px; color: #959595;">Kal said:</span> I don't necessarly agree that loans should just be forgiven left and right but it also seems very unfair to me that you should choose an education based on wether you can pay for it or not.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/61">Free Spirit</a> said:</span> When it's only certain people who meet certain off the wall requirements that have more to do with how good you are at working the system than actual need, and the majority of those people will inevitably be the same type of people that abuse and take advantage of other "free money for a good cause" ideas like welfare and unemployment, I have to put my foot down and say enough's enough.