<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/59">Monetary Dragon</a> said:</span> EDIT: [b]Fukiyama[/b] is onto something- the stupidly high increase in college education costs, far beyond inflation, is likely driven in large part by the availability of student loans. Medical school costs are almost incomprehensible if you don't consider that the loans are readily available and the job you get later eventually allows you to pay them off.
Length of Time on Assistance The median length of time on assistance was 2 years since the most recent opening of the case. One in three families had been on the rolls for one year or less, and one in four had been on the rolls for five years or more. Since FY 1994 there has been a small but steady decline in the percentage of the caseload on assistance in their current spell for one year or less (36% to 33%) and a corresponding increase in the percentage of the caseload on assistance five years or more (19% to 24%). This suggests the long term recipients are an increasing percentage of state caseloads. More than 40 percent of the families are known to have been on the rolls sometime prior to the most recent opening.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/100">Darth Howie</a> said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/69">Murasame</a> said:</span> $7.25WHAT IS WRONG WITH YOUR COUNTRY
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/69">Murasame</a> said:</span> <span style="font-size: 11px; color: #959595;">Fukiyama said:</span> College education is the next great bubble precisely because the government has made it so easy for America's children to sign up for loans.Instead of facilitating a broken system by forgiving loans, we should be fixing the system by weaning Big College off the government teat. How do you get "Government Teat" from "Too many loans"? A sensible, standardised, means-tested Government based loan system makes plenty sense. Infinite, crazy interest rate, student exploitative loans do not.
<span style="font-size: 11px; color: #959595;">Fukiyama said:</span> College education is the next great bubble precisely because the government has made it so easy for America's children to sign up for loans.Instead of facilitating a broken system by forgiving loans, we should be fixing the system by weaning Big College off the government teat.
<span style="font-size: 11px; color: #959595;"><a href="/forums/profile/27">Sanna</a> said:</span> <span style="font-size: 11px; color: #959595;">Darth Howie said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie. The truth, it's all in this paragraph. I work two retail jobs and I have no choice but to live at home with my parents because I can't even earn enough money to save, much less barely pay my bills. --One of them is my stupidly expenisve health insurance which is $178 a month that doesn't include eye or dental. Just regular doctors visits. Health insurance is a fucking racket, if you ask me. But that's for another thread-- Granted I only have two assciate degress, but you'd think with some sort of education I could find a job that would pay me higher than $7.25 an hour, right? No, not so much. So, yeah, if people with masters degrees are having trouble find decent work (One of my friends had to move out of state just to find a job in her field, pretty sad), what hope is there for me? And I'm hesitant to go back into school in fear of being in debit forever and having no hope for my sad excuse for a life.Free health care and education is sounding pretty damn good to me at the moment.
<span style="font-size: 11px; color: #959595;">Darth Howie said:</span> Some of you people seem to be living in some kind of time warp where hard work pays off 100% of the time like some kind of inerrant mathematical equation. That's not the way the world works. Some people worked their asses off to earn professional degrees like Law, Education and Medicine only to find that the industry they worked so hard to break into is not creating jobs. So what do you do? You take whatever job you can while continuing to knock on the door of the field you tried to enter. Except no amount of high grades or glowing recommendations will make jobs appear out of the ether. So you go to work in sales, in retail, in whatever is available, even though you are making virtually no money compared to your supposed earning potential. Now you are working a job that barely allows you to pay your bills and then, on top of that, you run out of forebearances on your student loans and you have to start paying down the interest if only to keep them in check, while waiting for the economy to improve and for jobs to start opening up. Meanwhile governors declare war on educators and law firms start outsourcing document review projects to India. People like this have been FUCKED by the system that exacted a price and then didn't live up to its end of the bargain. Before you make such severe allegations, find some proof that people struggling with student debt are just sucking at the public teat. I'm so fucking sick of people attacking people who struggle and blame them instead of the causes of their struggles. Blaming the victim will only earn resentment. The Protestant Work Ethic is a fucking lie.
